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Disability Insurance can be hard to afford sometimes. This interesting article can help you save money and lower the cost of Disability Insurance. The ways to save on disability insurance are as under:

1. Always compare identical benefits
2. Purchase insurance younger age rather than later
3. Buy amount of protection that you need not what is offered
4. Have enough savings to protect you the first 90 days
5. Buy a policy to fit your budget
6. Do not purchase all the options that are offered
7. Cover yourself for the probabilities not possibilities
8. Find a broker that specializes in disability insurance
9. Work with a broker that works with all the independent companies.
10. Apply for coverage when you are healthy