Long-Term Care Insurance
While you may believe that long-term care insurance is just for senior citizens, it is actually used by millions of Americans annually. At Insure Your Future, we’ll help you navigate the process of signing up for long-term care and determining what plan is right for you. If you or your spouse became mental or physically incapacitated, you would likely need long-term care. This insurance covers in-home custodial care or time spent in a long-term care facility.
Let’s create the perfect plan for you together
Our expert staff members will perform a detailed, professional analysis of your current health insurance plan and status. The cost of acquiring a long-term disability plan increases ever year. If you wait too long, you may not even qualify for a long term plan.
We’ll work with you to create a cost-effective portfolio of disability, life, and health insurance plans to fit your needs.
What is a catastrophic disability?
A catastrophic disability leaves you unable to work and prevents you from being able to care for yourself on a daily basis. These cases usually require long-term care in your home.
Catastrophic disability is also another name for long-term care insurance. This coverage can help you to protect your own financial independence, as well as preserve your quality of life. These plans can reimburse you for the cost of any services covered by your insurance.
Should you consider long-term health care insurance today?
By the time you reach the age of 65, the probability of needing long-term care is greater than a house fire, an auto accident, and a hospital visit combined. Research shows that one out of two Americans will need long-term health care coverage before they die.
Speak to a member of the team at Insure Your Future to determine if you are eligible for a long-term care insurance plan. There are many different plans and options to choose from, and we will work with you to find the right one for your lifestyle and budget. We’ll help you find the best, affordable option from the country’s top insurance companies. Contact us for a FREE analysis of your situation.